Vehicle And Fleet Insurance
Whether your business has a single commercial vehicle or an entire fleet, it’s essential you have a commercial insurance policy in place to protect you and your business against any damage, breakdown and repairs arising from the usage of your vehicles.
If your business uses a number of commercial vehicles, it’s wise to consider opting for fleet insurance rather than having a separate policy for each individual vehicles - it can be more cost-effective and easier to manage. Vehicle and fleet insurance can cover a variety of vehicle types including company cars, minibuses, trucks, lorries, taxis, courier bikes, vans etc...
Different polices are available that offer different levels of cover – Comprehensive, Third Party and Theft and Third Party Only. Specific policies are available for haulage vehicles and vans.
Key Benefits
- Insurance Management – using a single fleet insurance policy to cover multiple vehicles make it easier to manage
- Emergency Breakdown Cover – you can insure your vehicle(s) against any unforeseen mechanical breakdown across the UK
- Recovery Assistance – provides roadside recovery anywhere in the UK in the event that your vehicle is immobilised due to an accident, plus covers the cost for transporting you, your vehicle and any passengers back to your home, a suitable garage or your intended destination
- Courtesy Car – your policy can help ensure your business is not interrupted by offering a courtesy car option whilst your own vehicle undergoes any repairs
- Personal Belongings – provides cover for any loss or damage to any personal belongings contained within insured vehicle(s)
- Medical Expenses – your policy can provide cover for any necessary medical expenses incurred following an accident involving your insured vehicle
