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10 March 2010, 05:34

 
 

Office Insurance

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If you work in the services industry, it’s important you have appropriate cover in place to protect your office from any risk, to ensure business continuity. Office insurance is essential for such office based businesses as solicitors, estate agents and accountants.

A fully comprehensive policy is available, plus additional optional extras depending upon the nature of your business and office environment. Your office insurance policy can be tailored to suit your individual business needs.

Key Benefits

  • Contents - insure office contents against loss or damage
  • Public Liability - ensures that your legal liability is covered. For example, accidental injury to your customers, property damage etc...
  • Employers Liability - covers your businesses’ legal liability for any injury that occurs to your employees whilst at work
  • Legal Expenses - covers any necessary legal expenses and solicitors’ fees
  • Business Interruption - protect your business against the loss of profits as a result of unforeseen events such as fire or flooding

Optional Extras

  • Money – insure money that is held in your office premises or by an authorised employee
  • Goods in Transit – provides cover on goods or stock that is damaged or stolen whilst in transit
  • Computer Breakdown - covers your business against the loss, damage or breakdown of essential computer equipment
  • Lock replacement – in the event of office keys being stolen, your policy can provide cover against the need to replace the locks on your office premises
  • Portable Equipment – covers for loss, damage or breakdown of portable equipment such as laptops, PDAs and company mobile phones
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